Thinking about retirement but not sure where to settle down? If you’re looking for a place that’s comfortable, affordable, and packed with things to enjoy in your golden years, you’re not alone. Here’s a list of some of the most livable spots in the U.S. to retire—places that strike the right balance between cost of living, climate, healthcare access, and lifestyle perks.
1. Asheville, North Carolina
Tucked in the Blue Ridge Mountains, Asheville offers a mix of small-town charm and big-city perks. It’s known for its artsy vibe, mild climate, and stunning scenery. Retirees love the walkable downtown, craft breweries, and year-round events.
2. Sarasota, Florida
Sarasota blends coastal beauty with a laid-back lifestyle. You’ll find white-sand beaches, top-rated golf courses, and a vibrant cultural scene. Florida’s lack of state income tax is a major bonus for retirees on a budget.
3. Boise, Idaho
Boise has become a hidden gem for retirees who want outdoor adventure with a side of city convenience. It boasts clean air, low crime, and plenty of green space. The cost of living is still reasonable compared to other Western cities.
4. Lancaster, Pennsylvania
This quiet town offers more than just Amish country charm. Lancaster has excellent healthcare, a low cost of living, and a growing food scene. It’s especially appealing if you’re looking for a slower pace with easy access to bigger cities.
5. Santa Fe, New Mexico
Santa Fe offers a unique blend of desert beauty, rich history, and artistic flair. The dry climate is ideal for those looking to avoid humidity, and the pace of life is calm and relaxed. Healthcare access is solid, and the natural surroundings make everyday life feel like a retreat.
6. Ann Arbor, Michigan
Home to the University of Michigan, Ann Arbor offers top-notch medical facilities and a highly walkable downtown. You’ll find an intellectual, artsy vibe with plenty of things to do year-round. Plus, it has all four seasons without extreme weather.
7. Charleston, South Carolina
Charleston blends southern charm with seaside living. The historic architecture, mild winters, and strong sense of community draw retirees from all over. Its culinary scene and coastal views are hard to beat.
8. Fort Collins, Colorado
This college town offers a high quality of life, clean air, and plenty of sunshine. Outdoor enthusiasts love the access to hiking, biking, and nearby mountain adventures. It also scores high for healthcare and safety.
9. Madison, Wisconsin
Madison consistently ranks high for livability with its mix of lakeside beauty and cultural buzz. It’s bike-friendly, affordable, and home to excellent hospitals. Summers are lovely, and there’s a strong sense of community.
10. Bend, Oregon
Bend draws active retirees with its blend of mountain views, craft beer, and endless outdoor options. It has a strong healthcare network and a relaxed, yet adventurous, lifestyle. Just be prepared for a higher cost of living.
Laura Lynch, creator and writer of Savored Journeys, is an avid world traveler, certified wine expert, and international food specialist. She has written about travel and food for over 20 years and has visited over 75 countries. Her work has been published in numerous guidebooks, websites, and magazines.